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Michelle Rae Joins C&N Lending Team

Posted Monday, 22 December 2014 01:26 | Filed under C&N News

Carol Barrett

Michelle Rae

WELLSBORO, PA – Michelle Rae has joined the Citizens & Northern Bank lending team as a Business Development Sales Officer in Bradford County. She will work from the bank’s Towanda office at 428 Main Street.

In her new position, Rae will focus on purchase money mortgages, refinancing, new construction, debt consolidation, home improvement and a variety of other mortgage options. Her goal is to develop lasting relationships with her clients and assist them in all aspects of their financial services needs.

Rae holds a Bachelor of Business degree with a minor in Human Resources and Communications from Keystone College. Prior to joining the C&N commercial lending division, she was development director of the Homeownership and Foreclosure Program at Trehab.

She chairs the Main Event, a fundraiser group for her daughter’s dance competition team, at Pat Haggerty Dance Studio.

Rae and her husband, Mark, have two children and live in Sayre.

Current and prospective customers can reach Rae by calling her direct line, 570-268-3034; by fax at 570- 265-9196 or via e-mail at This e-mail address is being protected from spambots. You need JavaScript enabled to view it

Citizens & Northern Bank is a local, independent community bank providing complete financial, investment and insurance services through 26 full service offices throughout Cameron, Potter, McKean, Tioga, Bradford, Sullivan and Lycoming counties in Pennsylvania and in Canisteo and Hornell, NY in Steuben County. C&N can be found on the worldwide web at www.cnbankpa.com . The Company’s stock is listed on NASDAQ Capital Market Securities under the symbol CZNC.