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C&N Names Sean McGuire East Smithfield Manager

Posted Saturday, 29 March 2014 11:57 | Filed under C&N News

WELLSBORO, PA – Sean McGuire has been named Community Office Manager for Citizens & Northern Bank’s East Smithfield office, 563 Main Street. He succeeds Sandra McNeal who retired earlier this year.
 
A resident of Milan, PA, he holds his BS Degree in management from Indiana University of Pennsylvania and his MBA in finance from Rider University. Prior to joining C&N, he was a financial advisor at Merrill Lynch in Yardley, PA.
 
McGuire is a member of the Pennsylvania Freemasons and enjoys outdoor sports, biking, kayaking, hiking and is an avid guitar player.

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C&N Names Welsey O’Neil Elkland Manager

Posted Saturday, 29 March 2014 11:53 | Filed under C&N News

WELLSBORO, PA – Wesley O’Neil has been named Community Office Manager for Citizens & Northern Bank’s Elkland office, 104 Main Street.
 
O’Neil previously worked in C&N’s Client Contact Center where he was a Client Contact Specialist. He is a graduate of Williamson High School in Tioga, earned his Associate’s Degree in hospitality management from Penn College of Technology and his BA Degree in history from Mansfield University. Prior to coming to C&N, O’Neil was a team leader at Adecco.
 
He and his wife, Brady, and their daughter live in Elkland.

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Mark Young Joins C&N Lending Team

Posted Wednesday, 19 March 2014 10:37 | Filed under C&N News

Mark Young Joins C&N Lending Team
 
HORNELL, NY – Mark J. Young has been named Vice President – Commercial Loan Sales Officer for Citizens & Northern Bank. Working from the Hornell C&N office, Young will manage commercial customer relationships for the bank, primarily in Western New York State.
 
Young holds his BS Degree in Management from St. John Fisher College in Rochester. Prior to joining C&N he was vice president of commercial and residential loan originations for Maple City Savings Bank, FSB in Hornell. He has more than eight years of lending experience. Prior to working with Maple City Savings he was employed by First American Real Estate Tax Service in Henrietta where he served as Team Leader-Tax Research.
 
Active in his community, he is treasurer of the Hornell Young Men’s Christian Association (YMCA), and a member of the Western Steuben Allegany Association of Realtors. Young is also a coach for the Arkport Indoor Soccer third and fourth graders and Arkport Coach Pitch Baseball.
 
He and his wife, Bonnie, have three children and reside in Arkport.
 
“Mark is a welcome addition to our lending team in our New York market,” said Hal Hoose, EVP and Director of Lending for C&N. “His experience and commitment to the Hornell and Canisteo area communities make him a valuable resource for our clients.”

Citizens & Northern Bank is a local, independent community bank providing complete financial, investment and insurance services through 26 full service offices throughout Cameron, Potter, McKean, Tioga, Bradford, Sullivan and Lycoming counties in Pennsylvania and in Canisteo and Hornell, NY in Steuben County. C&N can be found on the worldwide web at www.cnbankpa.com. The Company’s stock is listed on NASDAQ Capital Market Securities under the symbol CZNC. C&N’s corporate headquarters is in Wellsboro, PA.

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2015 Calendar Photo Contest Rules and Entry Form.

Posted Tuesday, 04 March 2014 13:42 | Filed under C&N News

2015 Calendar Photo Contest Rules and Entry Form.

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Applicants Sought For Joseph R. Every Scholarship

Posted Thursday, 06 February 2014 12:23 | Filed under C&N News

WELLSBORO, PA. –  High school seniors pursuing studies in medicine, education or engineering are invited to apply for a scholarship offered through the Joseph R. Every Scholarship Fund.
 
Applicants are sought for the 2014 fall semester. Completed applications are due to the student’s high school guidance office by Tuesday, April 1, 2014 or to a Citizens & Northern Bank branch office by Friday, April 4, 2014.  Applicants must be a high school senior or graduate of a public or non-public high school in Bradford or Tioga County, PA or Chemung County, NY. Applicants must be accepted to an accredited college, university or professional school in a program leading to a degree in education or medicine, including medical research for human diseases. If too few students apply with those majors, preference will be given to students who express an interest in the fields of civil, mechanical, electrical or metallurgical engineering, or any other field that would improve society.
 
In addition, applicants must have a cumulative grade point average of at least 2.0.  Consideration will be given to financial need.
 
Students interested in more information may contact Citizens & Northern Bank’s Trust and Financial Management Group at 888-987-8784, visit the C&N website at www.cnbankpa.com (Click on Trust and Investments, then Scholarships and Grants) or contact their high school guidance counselors.
 
The Joseph R. Every Scholarship Fund was created under the Last Will and Testament of Joseph R. Every, who died Sept. 8, 2005. Citizens & Northern’s Trust and Financial Management Group serves as Trustee of the annual award.
 
Joseph R. Every was a long-time operator of a construction business and had a great desire to help area students pursue higher education. His intent was to provide scholarships to well-deserving seniors and graduates from public and non-public high schools in Bradford, Tioga and Chemung counties. Mr. Every believed that special consideration should be given to average students with ambition and the potential to contribute positively to society. In addition, he directed that the successful recipient of funds must not smoke tobacco or use illegal drugs or alcoholic beverages.
 
The scholarship award will be for the first year of higher education only and will be in an amount determined by the Selection Committee. A maximum award of $10,000 may be made. Funds may be used to help pay for tuition, books and room and board. Payments from the trust will be made directly to the university or college the recipient attends.
 
Under the terms of Mr. Every’s will, final scholarship awards will be determined by a Selection Committee comprised of four employees of Citizens & Northern Bank, scholarship fund Trustee, and one representative of the Finance Committee of Holy Child Roman Catholic Church in Mansfield.
 
The C&N Trust and Financial Management Group, a division of Citizens & Northern Bank, maintains offices in Wellsboro, Sayre, Towanda, Williamsport, Coudersport and Canisteo. The division, founded in 1960, provides a wide range of investment, trust and retirement plan services to individuals and organizations.

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Applicants Sought For Copp Agricultural Scholarship

Posted Tuesday, 04 February 2014 09:45 | Filed under C&N News

WELLSBORO, PA. – High school seniors pursuing studies in agriculture are invited to apply for a scholarship offered through the William Bowen Copp and Graydon S. Copp Agriculture Education Trust.
 
Applicants are sought for the 2014 fall semester. The application deadline is April 15, 2014. An applicant must be a high school senior accepted to an accredited college or university in a program leading to a degree in a curriculum directly related to agriculture, have a cumulative grade point average of at least 2.0, demonstrate financial need, be a Tioga County, PA resident for at least six months and graduate from a Tioga County High School.
 
Students interested in more information may contact Citizens & Northern Bank’s Trust and Financial Management Group at 800-487-8784, visit the C&N website at www.cnbankpa.com (Click on Trust & Investments, then Scholarships and Grants) or their high school guidance counselors.
 
The $1.4 million William Bowen Copp and Graydon S. Copp Agriculture Education Trust will distribute scholarships annually. The trust was created under the Last Will and Testament of Graydon S. Copp, who died July 7, 2002. Graydon and his brother, William Bowen Copp, operated a farm located in Charleston and Covington townships in Tioga County, PA. The brothers lived and operated the same farm as their grandparents and parents until 1982 when William died. Neither brother ever married, but they were well known by their neighbors, friends and relatives as accomplished farmers and generous individuals.
 
The Copps were known for sharing their food, money, machinery and time with friends and neighbors. Graydon, who loved cats and was very active in hunting, flying, motorcycling and maintaining the family cemetery, always considered education very important. During World War II he dropped out of school to help his family on the farm. Following the war, he returned to school and graduated from the Charleston High School.
 

Graydon’s generosity will continue for years to come as his intent for this trust is to provide scholarships to well deserving Tioga County, PA high school seniors who pursue higher education in an agricultural field. This field has a broad spectrum of possibilities and might include education in the field of animal sciences, agricultural business management, bioresource, crop and soil science, fisheries and wildlife, food science and technology and general agriculture, to name a few.


The scholarship recipients will be determined each year by the Scholarship Committee, which consists of the superintendents from Northern and Southern Tioga School Districts and the Wellsboro Area School District. The committee will decide the number of recipients and amounts awarded annually. The scholarship award may be used to help pay for tuition, books, and room and board.
 
The C&N Trust and Financial Management Group, a division of Citizens & Northern Bank, maintains offices in Wellsboro, Sayre, Towanda, Williamsport, Coudersport and Emporium in Pennsylvania and Canisteo in New York.  The Division, founded in 1960, provides a wide range of investment, trust and retirement plan services to individuals and organizations.