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C&N Names Reber Executive Vice President

Posted Wednesday, 05 January 2011 16:28 | Filed under C&N News

John Reber

John Reber

WELLSBORO, PA - The Citizens & Northern Corporation Board has named John Reber Executive Vice President – Director of Risk Management for Citizens & Northern Bank. Reber now becomes part of a seven member leadership team, serving under the direction of Charles H. Updegraff, Jr., Chairman, President and CEO.

Reber previously held the position of Vice President – Director of Risk Management. As Director of Risk Management, Reber is responsible for interfacing with all business units to coordinate the bank’s Risk Management program. He oversees Internal Audit, Compliance, Commercial Loan Review and Security Departments and serves as the bank’s liaison on all regulatory exams.

A six and a half year employee of Citizens & Northern Bank, Reber earned his B.S. Degree in finance from Bloomsburg University. Prior to joining C&N, he was vice president- risk manager for Sun Bank and previously served as a loan review manager and commercial lender. He is a member of the Wellsboro Rotary Club and the Delmar Township Zoning Hearing Board.

Reber and his wife, Wendy, live in Wellsboro.

“New regulatory requirements, along with huge strides in technology, have greatly increased the importance of risk management for financial institutions,” said Updegraff. “Bank examinations are becoming increasingly risk-based and recent legislation has heightened Board of Directors oversight responsibility for risk management. Risk management has always played a prominent role at C&N and that role will only expand going forward. C&N is fortunate to have someone with John’s talent and expertise to fill that role.”

Citizens & Northern Bank is a local, independent community bank providing complete financial, investment and insurance services through 26 full service offices throughout Cameron, Potter, McKean, Tioga, Bradford, Sullivan and Lycoming counties in Pennsylvania and in Canisteo and Hornell, NY in Steuben County. C&N can be found on the worldwide web at www.cnbankpa.com. The Company’s stock is listed on NASDAQ Capital Market Securities under the symbol CZNC.

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Beware of the Latest Scam

Posted Wednesday, 22 December 2010 05:08 | Filed under C&N News

Citizens & Northern Bank will NEVER ask you for your personal information.

Some C&N customers have received an e-mail purporting to be from Citizens Bank. Although the e-mail is “branded” with the Citizens Bank logo, some of our customers may believe it was from C&N. This is not the case. The e-mail indicates that the customer’s access to Internet Banking has been locked out due to multiple failed login attempts. The e-mail continues, “Citizens Bank monitors and records ‘failed login’ attempts in order to detect suspicious activities (i.e. someone trying to guess your challenge verification question answer or password).

“Please click here to unlock your Internet Banking access by validating your login credentials.”

This e-mail was not from Citizens & Northern Bank. Should you ever be locked out of your C&N Internet Banking account, please call, toll-free, 1-877-838-2517. NEVER respond to e-mails of this type. C&N has your personal information and would never ask you to verify information online. Entering such information online poses a substantial security risk for your accounts. Please contact us if you have any further questions or concerns.

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C&N's 2011 Holiday Schedule

Posted Wednesday, 22 December 2010 04:58 | Filed under C&N News

Citizens & Northern Bank has announced its holiday schedule for 2011.

All offices will  be closed on the following holidays:

Saturday, January 1 - New Year’s Day
Monday, January 17 - Dr. Martin Luther King, Jr. Day
Monday, February 21 - President’s Day
Monday, May 30 - Memorial Day
Monday, July 4 - Independence Day
Monday, September 5 - Labor Day
Monday, October 10 - Columbus Day 
Friday, November 11 - Veteran’s Day
Thursday, November 24 - Thanksgiving Day
Monday, December 26 - Christmas Day

Bank 24 hours a day, seven days a week with Internet, Telephone, Mobile and Text Banking. Enroll online at www.cnbankpa.com.

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C&N Coudersport Office Donates to Food Pantry

Posted Tuesday, 21 December 2010 15:52 | Filed under C&N News

Roulette man wins

Nola Gross, C&N Coudersport office operations manager and Georgia Cary, C&N Coudersport customer service representative, present the check to Jane Crossley of God’s Food Pantry.
COUDERSPORT, PA. - Citizens & Northern Bank Coudersport employees and customers filled a grocery cart and have made a monetary donation to God’s Food Pantry, operated by the Christian Missionary Alliance Church here. Employees and customers raised $341.00, along with filling a shopping cart with non-perishable food items. The items were collected at the local C&N office as part of the office’s November charity.

Citizens & Northern Bank offices select a different charity each month and contribute funds and other items. Contributions are collected the last Friday of each month. This year, local offices have contributed nearly $3,500 to various non-profit organizations. In addition, C&N offices have donated toys, food and warm clothing to their local charities.

God’s Food Pantry, a member of the Central Pennsylvania Food Bank, serves 160 families per month in the Coudersport area. A complete list of agency members and available help is located on the Food Bank’s website at www.centralpafoodbank.org.

Citizens & Northern Bank is a local, independent community bank providing complete financial, investment and insurance services through 26 full service offices throughout Cameron, Potter, McKean, Tioga, Bradford, Sullivan and Lycoming counties in Pennsylvania and in Canisteo and Hornell, NY in Steuben County. C&N can be found on the worldwide web at www.cnbankpa.com. The Company’s stock is listed on NASDAQ Capital Market Securities under the symbol CZNC.
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Four Earn C&N December Service Awards

Posted Thursday, 16 December 2010 16:07 | Filed under C&N News

DecemberService Awards

Charles H. Updegraff, Jr., C&N chairman, president and CEO, presented December service awards to, from left, Jennifer Schultz, Courtney Baker, Stacey Keener and Audrey Graham.

WELLSBORO, PA - Four Citizens & Northern Bank employees have been recognized for a combined 50 years of service to the financial institution.

Recognized during the December service awards luncheon were:

  • Courtney Baker, Ralston Branch manager, 10 years.
  • Audrey Graham, teller in the Elkland office, 20 years.
  • Stacey Keener, customer service representative in the Sayre office, 10 years.
  • Jennifer Schultz, Trust administrator in the Sayre office, 10 years.

Service awards luncheons are held regularly and hosted by C&N Chairman, President and CEO Charles H. Updegraff, Jr. This year, C&N recognized 43 employees for a total of 700 years of service to Citizens & Northern in 2010.

Citizens & Northern Bank is a local, independent community bank providing complete financial, investment and insurance services through 26 full service offices throughout Cameron, Potter, McKean, Tioga, Bradford, Sullivan and Lycoming counties in Pennsylvania and in Canisteo and Hornell, NY in Steuben County. C&N can be found on the worldwide web at www.cnbankpa.com. The Company’s stock is listed on NASDAQ Capital Market Securities under the symbol CZNC.

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Roulette Man Wins C&N E-Statement Contest

Posted Wednesday, 15 December 2010 13:58 | Filed under C&N News

Roulette man wins

Jonathan Huff receives his TV from Nola Gross, C&N Coudersport office operations manager.
Jonathan Huff of Roulette Township is the owner of a new, 26” flat screen television. Huff’s name was drawn following a Citizens & Northern Bank e-statement contest. The two-month contest, which allowed anyone to enter, promoted the benefits of enrolling for electronic (e) statements.

“E-statements are efficient and environmentally friendly,” said Shelley D’Haene, C&N cash management coordinator. “We thought it would be fun to hold a contest in conjunction with our e-statement promotion. Anyone who enrolled in e-statements during the contest period was automatically entered in the contest to win the TV. Anyone else who wished to enter could do so by sending us an e-mail or visiting their local branch office.”

E-statements allow C&N online banking customers to receive their regular bank statements electronically. Once enrolled in e-statements, customers can view, save or print their statements right from their home or office computer. Electronic statements are available immediately once posted, unlike paper statements which must be mailed. More information on e-statements is available at any branch office or online at www.cnbankpa.com.

Citizens & Northern Bank is a local, independent community bank providing complete financial, investment and insurance services through 26 full service offices throughout Cameron, Potter, McKean, Tioga, Bradford, Sullivan and Lycoming counties in Pennsylvania and in Canisteo and Hornell, NY in Steuben County. C&N can be found on the worldwide web at www.cnbankpa.com. The Company’s stock is listed on NASDAQ Capital Market Securities under the symbol CZNC.