C&N Blog Home Category Image

October 2012 BanCNotes

Posted Thursday, 27 September 2012 17:56 | Filed under C&N News

This Quarter's Topics:

  • Everything You Love About Online Bill Payer Just Got Better!
  • Watch For Our New Website Going Live October 17th!
  • Deadline is March 1, 2013 to Sign Up for Electronic Deposit
  • Are you ready for fall?
October BanCNotes 2012 [pdf]
Category Image

John Zurich Joins C&N Trust Division

Posted Tuesday, 25 September 2012 06:10 | Filed under C&N News

John Zurich

John Zurich

Citizens & Northern Bank welcomes attorney John R. Zurich as a new trust officer and regional financial services manager.

“The addition of John brings added depth and professional expertise to our department, furthering our commitment to providing exceptional trust, estate and financial planning services to our clients and to the communities we serve,” said Deborah E. Scott, Executive Vice President and Senior Trust Officer at C&N Trust and Financial Group, a wholly owned subsidiary of Citizens & Northern Bank.“In his role as trust officer, John will administer trust accounts, ensure compliance with laws and regulations, and develop and maintain relationships with referral sources as well as potential and current clients.”

“I am very excited to have this opportunity to join Citizens & Northern Bank and am anxious to apply my years of legal experience as a private practice attorney to provide professional assistance in the areas of personal, corporate, and governmental trust services,” said Zurich.“I look forward to working with the entire trust team, their clients, and all of the employees at Citizens & Northern Bank.”

Prior to joining C&N Bank, John worked for 19 years as a private practice attorney in the Williamsport and State College areas, and represented clients in estate planning/administration, gas, oil and mineral law, and in business and real estate transactions.Zurich holds a law degree from the Widener University School of Law in Wilmington, DE, and a masters degree in business administration from the Widener University School of Management in Chester, PA.

“John will initially manage trust operations and the delivery of financial services for six of the Bank’s branches located in our Southern Region,” said Ms. Scott. “We look forward to him continuing on a professional career path with the trust department and our clients.”

Citizens & Northern Bank is a local, independent community bank providing complete financial, investment and insurance services through 26 full service offices throughout Cameron, Potter, McKean, Tioga, Bradford, Sullivan and Lycoming counties in Pennsylvania and in Canisteo and Hornell, NY in Steuben County. C&N can be found on the worldwide web at www.cnbankpa.com. The Company’s stock is listed on NASDAQ Capital Market Securities under the symbol CZNC. The trust department is managed by experienced professionals specializing in investment management, estate planning, tax planning, and wealth management.

Category Image

Four C&N Employees Earn Service Awards

Posted Thursday, 13 September 2012 17:27 | Filed under C&N News

Service Awards

Charles H. Updegraff, Jr., C&N chairman, president and CEO, second from left, presented service awards to, from left, Jessica Sweet, Justin Krellner, Cleone Carleton and Hal Hoose.

WELLSBORO, PA – Four Citizens & Northern Bank employees have been recognized for a combined 75 years of service to the financial institution.

Recognized during the September service awards luncheon were:

  • Cleone Carleton, Janitor in the Tioga office, 25 years.
  • Hal Hoose, Director of Lending in the Wellsboro office, 15 years.
  • Justin Krellner, Regional Manager of Financial Services Delivery in the Coudersport office, 25 years.
  • Jessica Sweet, Trust Support Specialist in the Wellsboro office, 10 years.

Service awards luncheons are held regularly and hosted by C&N Chairman, President and CEO Charles H. Updegraff, Jr. In 2012, C&N will recognize 27 employees for a total of 515 years of service to Citizens & Northern Bank.

Citizens & Northern Bank is a local, independent community bank providing complete financial, investment and insurance services through 26 full service offices throughout Cameron, Potter, McKean, Tioga, Bradford, Sullivan and Lycoming counties in Pennsylvania and in Canisteo and Hornell, NY in Steuben County. C&N can be found on the worldwide web at www.cnbankpa.com. The Company’s stock is listed on NASDAQ Capital Market Securities under the symbol CZNC.

 

Category Image

C&N Names 2013 Calendar Photo Contest Winners

Posted Friday, 24 August 2012 19:56 | Filed under C&N News

photocontest2013

WELLSBORO, PA – John Gross of Sayre has won the grand prize in the annual Citizens & Northern Bank Photo Contest. His photo was selected from more than 500 entries.

Winning photographs will be featured on C&N’s 2013 calendar. John’s photo is one of 13 selected for inclusion. A retired Sayre teacher, he has been an amateur photographer for more than 50 years. He took his winning photo of goldfinches on a sunflower from his back deck.

Other winners and the month their photographs will represent include:

  • Molly Kinsey of Dushore, an ice-laden fence - January
  • Donna Sherwood of Dushore, a barn in winter - February
  • Peggy Shay of Elkland, a Bald Eagle - March
  • Karen Swimley of Muncy, a water wheel at Golden Retreat - April
  • Marilyn Wood of Tioga, a hummingbird feeding - May
  • Jack Liddic of Montoursville, Mimosa flowers - June
  • Don Biresch of Ottsville, a rainbow and gate – July
  • Harold Roe, Jr. of Covington, a gas well in Mainesburg – August
  • Christian Graves of Blossburg, a Tioga Central train - September
  • Jeff Hoodak of Dushore, geese on a fall pond - October
  • Emily Losinger of Wellsboro, a frosty Grand Canyon - November
  • Ann Kamzelski of Wellsboro, snow-covered berries - December

The 2013 calendar will feature photos by six past contest winners and seven first-time winners. All winners will be honored at a luncheon in Wellsboro in October and will receive cash prizes. The 2013 C&N Photo Calendars will be available in all offices of Citizens & Northern Bank in late October.

“Judging for this calendar is always difficult and close. We have so many talented amateur photographers in our area who are willing to share their talent with us,” said Yvonne Gill, C&N marketing director. “The 2013 calendar photos are among the most diverse we have had since starting the contest nearly 10 years ago.”

Citizens & Northern Bank is a local, independent community bank providing complete financial, investment and insurance services through 26 full service offices throughout Cameron, Potter, McKean, Tioga, Bradford, Sullivan and Lycoming counties in Pennsylvania and in Canisteo and Hornell, NY in Steuben County. C&N can be found on the worldwide web at www.cnbankpa.com. The Company’s stock is listed on NASDAQ Capital Market Securities under the symbol CZNC.

Category Image

C&N Donates $4,000 to Jersey Shore YMCA Renovation Campaign

Posted Wednesday, 01 August 2012 14:58 | Filed under C&N News

jerseyshore-donation

Sean Simcox, center, C&N Jersey Shore community office manager, presents C&N's donation to Barbara Schmouder, left, Jersey Shore YMCA Advisory Board chairperson and Laura A. McMahon, right, Jersey Shore YMCA executive director.

WELLSBORO, PA – Citizens & Northern Bank has donated $4,000 to the River Valley Regional YMCA – Jersey Shore Branch’s building renovation campaign. The campaign was initially launched five years ago, but plans were put on hold due to the downturn in the economy, said Laura McMahon, Jersey Shore YMCA executive director. The $350,000 renovation is being paid for entirely through fund raising efforts.

Plans call for construction to be complete this fall. Renovations to the more than 100-year-old facility include a 3,000 square foot Wellness Center that will accommodate treadmills, ellipticals, and strength training equipment. A new 1,600 square foot aerobics room will provide space for group exercise classes, as well as popular programs such as Zumba and Silver Sneakers.  Rounding out the new fitness areas will be a new 900 square foot free-weight room.

Separate from the fitness areas, another part of the renovation includes the creation of a new Teen Center. Once completed, teens will be able to use the new room to work on homework, socialize with friends, or enjoy games like air hockey, billiards, or sports, said McMahon.

“On behalf of C&N I am extremely honored to be able to contribute to the Jersey Shore YMCA's renovation project. It is a much needed and welcome improvement that will benefit the entire community and C&N is proud to be a part of this project,” said Sean Simcox, C&N Jersey Shore community office manager.

“Having been a member of the YMCA for many years and with fond memories of the bowling alley that once was the source of many hours of fun and excitement, it is truly satisfying to see this area finally being brought back to life. The plans for the space are exactly what are most needed and will be welcomed by the entire community. Moving the fitness equipment and weights into this large space will also allow the YMCA to better utilize the space in the rest of the building resulting in a new Teen Center that will certainly fulfill a need within Jersey Shore.

“C&N recognizes that the YMCA is a cornerstone of the community in Jersey Shore and as a community bank is glad to be a part of this renovation,” he said.

Citizens & Northern Bank is a local, independent community bank providing complete financial, investment and insurance services through 26 full service offices throughout Cameron, Potter, McKean, Tioga, Bradford, Sullivan and Lycoming counties in Pennsylvania and in Canisteo and Hornell, NY in Steuben County. C&N can be found on the worldwide web at www.cnbankpa.com. The Company’s stock is listed on NASDAQ Capital Market Securities under the symbol CZNC.

Category Image

C&N Donates $50,000 to Williamsport YMCA Capital Funds Campaign

Posted Wednesday, 01 August 2012 14:49 | Filed under C&N News

williamsport-ymca-donation

David Fagerstrom, left, River Valley Regional YMCA president and CEO, receives Citizens & Northern Bank's $50,000 donation from John Zurich of the C&N Trust and Financial Management Group, second from left; Bruce Smithgall, C&N vice president and commercial team leader, third from left and Ray Mattie, member of the C&N Board of Directors, third from right. Also accepting the donation on behalf of the Y are
Chad Eberhart, Williamsport Branch YMCA executive director, second from right and Ron Cimini, right, YMCA trustee.

WELLSBORO, PA – Citizens & Northern Bank has donated $50,000 to the River Valley YMCA – Williamsport Branch’s Capital Funds Campaign. The Campaign, titled “It’s Time for a New Y”, will help fund the new $10 million, 63,000 square foot facility which will be located just south of Susquehanna Health's Williamsport Regional Medical Center. This location is within a residential area that invites pedestrian traffic into the YMCA and will allow the YMCA to reach more families, said David Fagerstrom, president and CEO of the River Valley Regional YMCA.

Fagerstrom said construction on the new facility will begin this fall or, at the latest, next spring. He anticipates construction to take 12 – 14 months.

“Citizens & Northern has supported our YMCA for a long time. The bank and the Williamsport Branch share the same service area and this donation will help us to get a lot of people healthy. This means a great deal for our community,” he said.

Locating the new YMCA near the hospital will allow both facilities to share services and work toward lowering the obesity rate and prevalence of diabetes and pre-diabetes in the community, Fagerstrom said.

“C&N has always been committed to the communities it serves and it gives us a great deal of pleasure to be able to make this contribution to our local YMCA,” said Bruce Smithgall, C&N vice president and commercial team leader. “The Williamsport Y is an integral part of our community and C&N strongly supports its mission to become an even stronger provider of youth development, healthy living and socially responsible activities for everyone.”

Citizens & Northern Bank is a local, independent community bank providing complete financial, investment and insurance services through 26 full service offices throughout Cameron, Potter, McKean, Tioga, Bradford, Sullivan and Lycoming counties in Pennsylvania and in Canisteo and Hornell, NY in Steuben County. C&N can be found on the worldwide web at www.cnbankpa.com. The Company’s stock is listed on NASDAQ Capital Market Securities under the symbol CZNC.